The Complete Real Estate Team · Certified Real Estate Planning Advisor · Certified A.I. Real Estate Advisor · Florida DRE #3301665
Avoid foreclosure stress
If you owe more on your home than it is worth, a short sale can help you sell, satisfy the lender, and move forward without the weight of foreclosure. Michael “Wiz” Wisniewski, The Life Transition Specialist, negotiates with the lender and walks you through every step from the Treasure Coast to South Florida.
What is a short sale?
A way to sell, even when you owe more than it is worth
A short sale happens when your lender agrees to accept less than the full amount owed on the mortgage, so you can sell the home and move on. It is an option for homeowners who owe more than the home can sell for and want to avoid the foreclosure process.
This is an emotional and financial situation, and Michael approaches it with compassion, not judgment. He handles the real-estate side, negotiates with the lender, and points you to the right professionals for the legal and financial pieces.
- A potential path to avoid foreclosure on your record.
- Michael negotiates with the lender on your behalf.
- Serving the Treasure Coast, Palm Beach, Broward, and Miami-Dade.
How it works
Four steps to a clean resolution
A short sale has a rhythm to it. Here is how Michael guides you through it, one step at a time.
01
We review your situation
Tell Michael where you are with the mortgage and the home. He listens without judgment and sorts out your numbers, your options, and your timeline.
02
We get the lender on board
A short sale needs the lender to accept less than what is owed. Michael prepares the package and works through the approval process with them.
03
We list and market the home
Once approved, the home is listed and marketed to find a buyer, priced honestly so it can actually sell.
04
We negotiate and close
Michael negotiates the sale with the buyer and the lender, keeps you updated, and guides you to a clean closing.
What you get
An advocate, an honest plan, and a way forward
Avoid foreclosure on your record
A completed short sale can spare you the weight of a foreclosure, giving you a clearer path forward.
Less stress and pressure
You do not carry this alone. Michael handles the real-estate side so you can breathe easier.
Lender paperwork, guided
The short sale process is paperwork-heavy. Michael helps you understand and manage each step.
A realistic timeline
You get an honest sense of how long a short sale takes and what happens at each stage.
A way to move forward
The goal is a resolution that lets you close this chapter and start the next one.
Judgment-free support
Michael treats every situation with compassion. This is not about blame, it is about options.
Who it's for
Homeowners who need an honest way through
A short sale is not right for everyone, and Michael will tell you so honestly. It is a fit when you owe more than the home is worth, want to avoid foreclosure, and need someone to negotiate with the lender on your side.
You are not alone in this
Life throws difficult situations at good people. As The Life Transition Specialist, Michael meets you where you are, without judgment, and helps you find the clearest path through. The first step is simply a conversation.
Owe more than the home is worth
If the mortgage is higher than what the home can sell for, a short sale may be the honest way through.
Feeling the pressure of payments
Struggling to keep up and worried about what comes next? You have more options than you think.
Facing foreclosure
If foreclosure is on the horizon, acting early can open up choices that disappear later.
Ready to stop the bleeding
You want a resolution that ends the stress instead of a situation that keeps dragging on.
Want someone in your corner
You do not want to face the lender alone. Michael advocates for your interests the whole way.
Short sale vs. foreclosure
Two very different roads
The choice can shape your finances and your peace of mind for years. Here is the honest comparison.
Short sale
Foreclosure
Short sale help
A conversation costs nothing, and it starts now
Tell Michael where you are. He will listen without judgment and explain whether a short sale fits your situation, how the lender piece works, and what your next step should be. There is no obligation.
Available 8 AM to 8 PM, seven days a week
No obligation, no pressure
Ask about your short sale options
Share a few details about your situation. Michael will reply honestly and without judgment, with no obligation.
Message sent. Talk Soon!
Thank you for reaching out. Michael will be in touch shortly to schedule your strategy session.
Transparency note
Short sales involve lender approval, your mortgage documents, and potentially legal and tax considerations. Michael handles the real-estate side and negotiates with the lender, and he can point you to the appropriate professionals for the legal and financial pieces. Every situation is different, and a short sale is not guaranteed, so please reach out to discuss the details of your specific circumstances. Michael Wisniewski is a licensed real estate professional with The Complete Real Estate Team, powered by Dalton Wade Real Estate, Florida DRE #3301665.