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Mortgage Calculator
Estimate any home's monthly payment in seconds with the browser-only mortgage calculator. Everything runs right on this page, nothing is sent anywhere, and the result is a starting point for the honest, plan-first conversation with Michael.
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Estimate the payment before you fall in love with the price
Browser-only estimate
Mortgage payment calculator
Every number updates as you type. Nothing is transmitted, saved, or tracked, it all stays in this page.
Property taxes and insurance vary widely by county and address across the Treasure Coast and South Florida. As a rough guide, effective property tax rates run from about 0.71% of home value in Indian River County to about 0.95% in St. Lucie and Broward, and annual homeowners insurance runs from roughly $4,700 in Martin County to $6,000-plus near Miami-Dade and Palm Beach, more on the water. The rate default of 6.7% reflects the average 30-year fixed rate as of September 2026.
Estimated monthly payment
$3,106
- Principal and interest
- $2,386
- Property tax
- $400
- Homeowners insurance
- $400
- HOA or condo fee
- $200
- Amount financed
- $360,000
Estimates only, not a loan offer. Your actual payment depends on your credit, the exact loan program, and the property. Michael works with lenders he trusts to get you the real numbers.
Get the Real NumbersEvery good guide ends in a conversation
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