Annual Property Operating Data
A full income statement for the property
An APOD (Annual Property Operating Data) is the one-page income statement lenders and serious investors run on a rental before they commit. This calculator walks every line: potential gross income, vacancy, operating expenses, net operating income, debt service, and the cash-on-cash return.
Browser-only estimate
Run the annual statement
Enter the income, expenses, and loan terms. The full APOD updates as you type.
Laundry, storage, garage, or application fees.
Annual net operating income
$14,671
- Effective gross income
- $27,360
- Operating expenses
- $12,689
- Annual debt service
- $20,746
- Annual cash flow
- -$6,075
- Cash-on-cash return
- -6.9%
- Cap rate
- 4.2%
Estimates only. Confirm every line with a real lease, HOA, tax, and insurance quote.
Underwrite With WizGet the real numbers
Bring your numbers to a free strategy call
This is a browser-only estimate to help you plan. Michael “Wiz” Wisniewski pairs the math with real lender quotes, current tax and insurance figures, and a plan that fits your goals. No obligation, no pressure.
This is a browser-only estimate with simplified assumptions. Your real APOD varies with the property and the market.
Cap rate uses the purchase price; a true appraisal cap rate can use the appraised value instead.
Wiz builds a complete APOD with current Treasure Coast to South Florida rent and expense data on a strategy call.