One page that puts all six counties at a glance: where the median prices sit, where the taxes and insurance run, and which county matches which lifestyle. Start here, then go deep into the two counties that fit.
Wiz's tip
Save this page, then book the strategy call and bring your two finalist counties. Michael will show you what the same $700,000 buys in each, taxes and insurance included.
The price and tax table
Indian River: median near $367,000, effective property tax about 0.71 percent. St. Lucie: median near $385,000 to $400,000, tax about 0.95 percent. Martin: median near $477,000, tax about 0.76 percent. Palm Beach: single-family median near $605,000 to $645,000, tax about 0.82 percent. Broward: all-homes median near $449,000 to $455,000, tax about 0.94 to 0.96 percent. Miami-Dade: single-family median near $665,000 to $682,000, tax about 0.81 percent. St. Lucie and Broward run the highest effective property tax rates; the Treasure Coast counties run the lowest.
Insurance and the common threads
Homeowners insurance climbs the closer you get to the coast and the higher the market: roughly $4,700 in Martin County versus $6,000-plus in Miami-Dade and Palm Beach. Every county shares Florida's no-state-income-tax advantage and the Homestead Exemption, so the divergence is concentrated in home prices and insurance.
The personality of each county
Indian River is timeless barrier-island beach life. St. Lucie is fast-growing family Florida with new construction. Martin is old-Florida charm along the river. Palm Beach is island estates and storied Gold Coast towns. Broward is canals, beaches, and a global airport. Miami-Dade is international energy and skyline living. Which one matches the life you are building? That question is exactly what Michael helps clients answer.